403(b) or 401(k) for a Nonprofit: Compare the Operating Model
David RileyCompare 403(b) and 401(k) plans for a nonprofit. Review employee access, testing, fees and vendor duties before choosing an operating model.
403(b) Plus 457(b): More Savings Capacity, More Coordination
David RileyCompare separate 403(b) and 457(b) limits, employer contributions and payroll controls. Distinguish governmental from tax-exempt 457(b) arrangements.
403(b) Universal Availability: Where Exclusions Go Wrong
David RileyReview 403(b) exclusions using actual service and plan rules. Separate salary-deferral access from other benefits and check the 2025 LTPT changes.
Part-Time Employees and Retirement Eligibility: Prepare for 2025
David RileyReview service hours, 401(k) entry rules and 403(b) universal availability before 2025. Build an eligibility process that reaches employees on time.
403(b) Plan Decisions Start With Employer Eligibility
David RileyReview 403(b) sponsor eligibility, employee access, provider coordination and oversight before comparing proposals or changing your nonprofit’s plan.
