An Estate Review for People Who Do Not Expect Estate Tax
David RileyEstate planning matters even without federal estate tax. Review who can act, how accounts transfer and where your family can find the documents.
Remarriage Can Change the Financial Plan for Both Families
David RileyReview survivor income, inheritance wishes and family obligations before remarriage. Check how legal documents and beneficiary choices work together.
Your Estate Plan Needs an Account-by-Account Check
David RileyReview each account alongside your estate documents. Align beneficiary choices, ownership and legal authority with the outcome you intend.
Key-Person Coverage and Buy-Sell Funding Serve Different Purposes
David RileySeparate operating cash needs from ownership-purchase funding. Review policy ownership, beneficiaries, agreement terms and the Connelly valuation issue.
Revisit Estate Tax Assumptions After the New Law
David RileyReview the enacted $15 million 2026 basic exclusion, portability and prior gifts. Keep beneficiaries, incapacity, state rules and estate liquidity in the plan.
Blended Families Need Clear Beneficiary Decisions
David RileyCoordinate support for a spouse and inheritance goals for children. Review beneficiary forms, account ownership, insurance and estate documents together.
Inherited IRAs in 2025: A Ten-Year Deadline May Not Be Enough
David RileyLearn when a ten-year inherited IRA deadline also requires annual RMDs. A defined beneficiary example illustrates the 2025 calculation and tax choices.
Before You File: Check Basis, Beneficiaries and Withholding Records
David RileyReconcile investment basis, estimated payments and unusual retirement transactions for the 2024 return. Keep beneficiary reviews on a separate task list.
Inherited IRAs: Why the New Final Rules Need a Careful Read
David RileyReview July 2024 inherited IRA rules, annual withdrawals, the ten-year deadline and limited 2024 relief before setting a beneficiary withdrawal plan.
Your Beneficiary Forms Deserve Their Own Review
David RileyReview beneficiary forms, spousal rights and your intended estate plan together. Learn why lifetime access and inheritance require different arrangements.
