Can the Business Sustain a Cash Balance Plan in a Lean Year?
David RileyStress-test cash balance funding against weaker revenue and investment results. Include employee benefits, professional costs and an operating cash cushion.
Combining a 401(k) and Cash Balance Plan
David RileyEvaluate employee costs, actuarial funding and cash-flow stress before combining plans. A hypothetical practice compares full funding with a weaker-profit year.
Cash Balance Funding: A Tax Deduction Is Only Part of the Decision
David RileyTest cash balance contributions against strong and weak business cash flow. Include employee costs, actuarial requirements, fees and pension oversight.
When a Cash Balance Plan Deserves a Closer Look
David RileyExplore when a cash balance plan may fit your business. Compare deductions, employee costs, funding obligations and ongoing employer oversight.
