Using a 529 in 2026: Match the Withdrawal to the Expense
David RileyMatch 529 withdrawals to eligible expenses, credits and payment dates. Separate federal 2026 rules from Arizona changes with a later effective date.
Helping With Education Costs Without Becoming the Family Bank
David RileySet a sustainable education commitment, verify 2026 qualified expenses and coordinate 529 distributions with other tax benefits and family support.
529 Plans After the 2025 Law: Check the Expense and the Date
David RileyDistinguish expanded 529 expenses from the K–12 limit increase beginning in 2026. Coordinate beneficiary totals, credentialing eligibility and state treatment.
Helping a Graduate Start Saving Without Overstretching Your Plan
David RileyCompare a graduate’s immediate needs with IRA eligibility and your capacity to give. An earned-income example shows why a gift does not create IRA eligibility.
Unused 529 Funds: Explore Your Options Before Withdrawing
David RileyCompare later education, beneficiary changes and limited 529-to-Roth IRA transfers. Check the annual, lifetime and account-history rules before moving money.
College Savings and Retirement: How to Balance Both
David RileyBalance college savings with retirement by assigning the same available dollars once. Compare commitments, account flexibility, aid and borrowing.
