Finish Year-End Giving With the Right Records
David RileyMatch cash, securities and IRA gifts with completion evidence and acknowledgments. Keep QCD exclusions separate from deductions and 2026 rule changes.
Choose a Giving Strategy Before Year-End Deadlines
David RileyCompare cash, appreciated shares and eligible IRA gifts. Separate 2025 giving rules from charitable deduction changes that begin in 2026.
Moving From SIMPLE IRA to 401(k): Plan the Transition
David RileyPlan a SIMPLE IRA transition with the correct notices, weighted contribution limits, employer obligations, payroll controls and full ongoing costs.
Inherited IRAs in 2025: A Ten-Year Deadline May Not Be Enough
David RileyLearn when a ten-year inherited IRA deadline also requires annual RMDs. A defined beneficiary example illustrates the 2025 calculation and tax choices.
Year-End Gifts: Check Processing Time and Documentation
David RileyConfirm transfers and records for charitable gifts, family gifts and IRA charitable distributions. An instruction alone does not complete the gift.
Give With a Plan: Cash, Appreciated Assets or an IRA?
David RileyCompare cash donations, appreciated stock and eligible IRA charitable distributions while protecting your own cash needs and keeping the right records.
Unused 529 Funds: Explore Your Options Before Withdrawing
David RileyCompare later education, beneficiary changes and limited 529-to-Roth IRA transfers. Check the annual, lifetime and account-history rules before moving money.
Inherited IRAs: Why the New Final Rules Need a Careful Read
David RileyReview July 2024 inherited IRA rules, annual withdrawals, the ten-year deadline and limited 2024 relief before setting a beneficiary withdrawal plan.
Check Retirement Tax Withholding Before Year-End Gets Busy
David RileyCoordinate pension, IRA and Social Security withholding with your full-year tax projection. See how timing changes the amount still needed.
Tax Filing Extension or Payment Extension? Know the Difference
David RileyUnderstand the April 2024 filing and payment distinction, estimate the balance due and check IRA timing separately before requesting an extension.
