Social Security After a Spouse Dies: Planning the Income Change
David RileyConfirm survivor benefits and rebuild the household budget. A worked example shows why investment income needs may rise even when household expenses fall.
The New Senior Deduction Is Not a Social Security Tax Repeal
David RileyLearn how the 2025 senior deduction phases out, why each eligible spouse matters and why the provision does not repeal tax on Social Security benefits.
Claiming Social Security When You Still Want to Work
David RileySeparate claiming-age reductions, the 2025 earnings test and benefit taxation. A working retiree example shows how withholding affects expected cash flow.
Social Security Fairness Act: What Changed and What Comes Next
David RileyUnderstand the newly enacted WEP and GPO repeal as of January 6, 2025. Separate the legal effective date from individual payment timing and amounts.
Choosing a Social Security Date as a Couple
David RileyCompare Social Security dates as a couple. Examine bridge funding, survivor income, work plans and taxes before choosing when to claim.
Check Retirement Tax Withholding Before Year-End Gets Busy
David RileyCoordinate pension, IRA and Social Security withholding with your full-year tax projection. See how timing changes the amount still needed.
Working While Claiming Social Security: What to Check First
David RileySeparate the 2024 Social Security retirement earnings test from benefit taxation. Work through wages, withholding and the effect on household cash flow.
