Year-End Tax Decisions Need One Combined Projection
David RileyEvaluate conversions, gains, required distributions and gifts together. A 2026 senior-deduction example shows how additional income can change the result.
Start Year-End Planning While You Still Have Choices
David RileySequence tax projections, required distributions, charitable transfers and payroll changes. Separate legal deadlines from processing time and verify completion.
A Midyear Tax Projection for Retirement Income
David RileyCombine retirement income and planned transactions in a 2026 projection. Distinguish the expected final bill from payment targets and installment timing.
Your Completed Tax Return Can Improve This Year’s Plan
David RileyUse your 2025 tax return to improve your 2026 plan. Separate last year’s results from this year’s withholding, income and planned transactions.
A Midseason Tax Check Before You Press Submit
David RileyReconcile missing forms, sale proceeds, basis and senior-deduction eligibility. Resolve filing questions separately from planning decisions for the new year.
Filing Your 2025 Return After the Tax Law Changes
David RileySeparate 2025 tax deductions from 2026 provisions. Review senior deductions, missing records and contribution-year choices before completing the return.
Roth Conversions After the 2025 Tax Changes
David RileyCompare conversion amounts after the 2025 changes. Include the senior deduction phaseout, tax-payment cash, later Medicare effects and completion rules.
Year-End Capital Gains: Plan Before You Sell
David RileyReview tax lots, holding periods, gain and loss netting, wash sales and income interactions before a year-end sale. Include estimated-payment timing.
The New Senior Deduction Is Not a Social Security Tax Repeal
David RileyLearn how the 2025 senior deduction phases out, why each eligible spouse matters and why the provision does not repeal tax on Social Security benefits.
The July 2025 Tax Law: What Retirees Should Review First
David RileyReview the new senior deduction, income phaseout and updated tax assumptions. A couple’s example shows why a deduction is not a dollar-for-dollar tax credit.
