Does Your Plan Need Automatic Enrollment in 2025?
David RileyCheck whether the 2025 automatic-enrollment mandate applies. Review exceptions, payroll defaults, employee choices, matching cost and oversight.
About David Riley
This author has not yet filled in any details.So far David Riley has created 241 blog entries.
An Election-Year Portfolio Review Without a Market Prediction
David RileyReview cash needs, concentration and allocation during election uncertainty. Make portfolio changes for measurable reasons without predicting results.
Medicare Drug Coverage in 2025: What to Compare This Fall
David RileyUnderstand the announced 2025 Part D cap, premiums and payment option. Check covered prescriptions and pharmacies before choosing next year’s plan.
Part-Time Employees and Retirement Eligibility: Prepare for 2025
David RileyReview service hours, 401(k) entry rules and 403(b) universal availability before 2025. Build an eligibility process that reaches employees on time.
A Will and a Trust Solve Different Problems
David RileyUnderstand the different jobs of a will and living trust. Coordinate ownership, beneficiaries and decision-makers so your estate plan can work in practice.
Two 457(b) Plans With Very Different Rules
David RileyCompare 457(b) eligibility, employer credit risk, contribution features and distribution options before designing benefits or answering employee questions.
Prepare for Medicare Plan Review Before Enrollment Opens
David RileyGather prescriptions, providers and expected care before Medicare enrollment. Compare annual costs and check Medigap rights before changing coverage.
Why Withdrawal Order Should Be Reviewed Every Year
David RileyCompare spendable cash from IRA, Roth and taxable accounts. Review required distributions, basis and future income before choosing a withdrawal order.
Nonqualified Deferred Compensation: Timing Matters Before the Bonus Is Earned
David RileyPlan deferred compensation before the election deadline. Review payment terms, employer credit risk, tax timing and administrative responsibilities.
Give With a Plan: Cash, Appreciated Assets or an IRA?
David RileyCompare cash donations, appreciated stock and eligible IRA charitable distributions while protecting your own cash needs and keeping the right records.
